Note that Discover offers another similar student credit card, the Discover It Student Cash Back credit card… Other options give you unlimited 1.5% or 2% cash back, which could result in higher rewards overall. Cash rewards never expire. Here is a list of our partners. Plus, earn unlimited 1% cash back on all other purchases – automatically. When you graduate, we encourage current student card members to call us to update their personal information such as income, housing, e-mail and address. Rewards are added to your Cashback Bonus account within two billing periods. So you could turn $50 cash back into $100. Its other benefits mostly match those on the Discover it® Student chrome. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. The Discover it® Student chrome shines with its no-maintenance rewards structure and student-friendly bonus categories. Individual merchants and stand-alone stores within physical Walgreens or CVS locations (including health centers), or on Walgreens.com or CVS.com, may not be eligible in this category. Discover it card for students is one of the best cards out there for those who are students and those that have fair credit history. These are our favorite Discover credit cards. . Discover will automatically match all the cash back you’ve earned at the end of your first year! In past years, those categories have included common spending areas like grocery stores, restaurants, gas stations and Amazon.com. In order to enjoy the full experience of the Discover A closer look at the best credit cards for students Discover it® Student Cash Back. Nowadays you can use Discover in nearly as many places in the U.S. as Visa and Mastercard, although acceptance internationally is still quite limited. be unable to log in to Discover.com in the future if your College students. There’s no minimum spending or maximum rewards. See Cashback Bonus Program Terms and Conditions for more information about your rewards. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Activation is required. They match your cashback and they even give you money for being a good student! Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Customers will see up to a year of recent scores online. It is quite a good one. Certain digital wallet transactions qualify for 5%, for more information see Discover.com/digitalwallets. If you value simplicity, you’ll appreciate this card's easy-to-understand terms. The best Discover student credit card is the Discover it® Student Cash Back credit card because it gives 5% cash back on different types of purchases each quarter (up to $1,500 spent quarterly, and $6,000 annually). Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. Activation each quarter is required. more in the Discover Help Center. Discover's credit cards don't charge annual fees and offer new cardholders a unique bonus in which the issuer matches all rewards earned in the first year. Purchases also include those made in-store at Amazon Go, Amazon Bookstore, and Amazon 4-Star. This keeps you from spending recklessly and falling in a debt trap. This means someone over the age of 21, who has a good credit score and a well-established credit profile. Plus, earn unlimited 1% cash back on all other purchases – automatically. 3% back on groceries, 2% on gas, and 1% on everything else. The. So how do we make money? Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. Go ahead – express yourself. Plus, Discover says there's no FICO history requirement for this card. The Discover it® Miles is the rare travel credit card that lets you redeem your rewards for travel or for cash back at the same rate. PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. The Discover it Student cash back card is a credit card for college students. You also get a free FICO score, low fees, and forgiveness for your first late payment. Cashback Match: Only from Discover, as of October 2020. Target and the Bullseye Design are registered trademarks of Target Brands, Inc. Student credit cards are a bit different than other first credit cards, because credit card issuers tend to give better offers to students than non-students in similar financial situations. Read our review. When you graduate, call us to update your income and personal information such as your income, housing, e-mail and address. Earn cash back with every purchase while practicing responsible credit habits. Just a Miles-for-Miles match. Feel like you are ready to take on more credit? The simple rewards structure, decent rewards rate and $0 annual fee on the Discover it® Miles provide solid value for less-than-hardcore travelers who do most of their traveling in the U.S. 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months. don't charge annual fees and offer new cardholders a unique bonus in which the issuer matches all rewards earned in the first year. Generally, debit and prepaid cards can't help you build a credit history. How to Get Your First Credit Card: A 7-Step, Visit the Discover Credit Resource Center for, Learn Please Note: JavaScript is not enabled in your Please give us two billing cycles to process your request. Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Unlike most others, it offers rewards. However, with the right attitude and strategy, your student can receive many benefits from a credit card as a new consumer in the spending world. Just a dollar-for- dollar match. That means you can book however you want, then use miles to pay for it, without restrictions or blackout dates. No Blackout Dates. Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. But what really makes it stand out from the competition is its upgrade possibilities. Certain digital wallet transactions qualify for 5%, for more information see Discover.com/digitalwallets. With a rewards structure completely different from the 5% opt-in categories on other Discover cards, this card appeals to simplicity. Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. You'll still keep all the same rewards and benefits on your credit card. Your payment activity is reported to all three credit bureaus — essential for building credit. You'll Certain digital wallet transactions qualify for 5%, for more information see Discover.com/digitalwallets. Credit cards for college students work best when you make purchases you’re sure you can pay off. If you value simplicity, you’ll appreciate this card's easy-to-understand terms. Students without a verifiable income from an eligible source — job, scholarship, and grant income all count — or an adult cosigner with good credit will need to wait until they are at least 21 years old before they can qualify for their own credit card account. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. That bumps up the card’s … The annual fee is $0. You’ll want to pack a backup payment option if you'e heading abroad. Even students who have no income and no credit history or credit score can get a credit card. offers elevated rewards on dining and gas and, like other Discover cards, matches all the rewards you earn in your first year. You also get a free FICO score, low fees, and forgiveness for your first late payment. The annual fee is $0. A single card is eligible to be chosen in multiple categories. Discover will automatically match all the cash back you’ve earned at the end of your first year! Plus, earn unlimited 1% cash back on all other purchases – automatically. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. Redeem your cash back for any amount, any time. Acceptance: According to the Feb 2020 issue of the Nilson Report. Just a dollar-for-dollar match. doesn't have rotating categories like some of Discover's better-known cards. Rewards are added to your Cashback Bonus account within two billing periods. Gas Stations, Uber, Lyft, and Wholesale Clubs, {rating} average out of {total} ratings on the App Store as of {date}. Discover it offers an impressive 5 % cash back on certain purchases, with the categories rotating each quarter. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card. The annual fee is $0. In fact, you can avoid paying interest on student credit card purchases entirely by paying off your entire student card balance due on your monthly statement in full and on time every month. Interested? As with other Discover cards, this one matches the rewards you earn in your first year. You earn unlimited 1.5 miles per dollar spent on purchases, and the miles are generally worth 1 cent apiece — that's a solid rate for a card with no annual fee. All with no annual fee. The annual fee is. If you like cash back, the Discover it Cash Back card is a great option for you. You also get Discover's signature "cash-back match" bonus your first year. Just a dollar-for-dollar match. browser has not been updated. EDITORIAL PICKS: Existing Discover cardmembers and those who have opted out of receiving market communications from Discover are not eligible referrals. The Discover it® Secured is a rarity: a card for building or rebuilding credit that pays you rewards. Excludes purchases made at Walmart and Target.3, Earn 5% cash back at Gas Stations, Uber, Lyft and Wholesale Clubs, on up to $1,500 in purchases, when you activate.4, Earn 5% cash back at Restaurants and PayPal from July - September 2020, on up to $1,500 in purchases, when you activate.5, Earn 5% cash back at Amazon.com, Walmart.com and Target.com on up to $1,500 in purchases, when you activate.6. web browser. Keeping track of the changing bonus categories — and remembering to activate them — can be a hassle. Why this is one of the best student credit cards: The Discover it Student Cash Back Card is good for students who want to earn cash back on everyday purchases. Gas Stations affiliated with supermarkets and supercenters may not be eligible. Or turn $100 into $200. Nowadays you can use Discover in nearly as many places in the U.S. as Visa and Mastercard, although acceptance internationally is still quite limited. The Walmart.com logo is a registered trademark of Walmart Inc. Target.com purchases include only purchases made online at Target.com or through the Target app. The Discover it® Cash Back earns bonus cash back in quarterly categories that you activate. Pre-qualified offers are not binding. NerdWallet's ratings are determined by our editorial team. Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee. Since this is a secured card, you have to put down a security deposit equal to your credit line. You can apply by requesting an increase online, or you can call us at 1-800-DISCOVER. 99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards.12. Miles can be redeemed at a value of 1 cent apiece for statement credit against travel purchases. Earn cash back rewards for college and beyond while practicing responsible credit habits with this Discover it® card for students. Tangerine Money-Back Credit Card The Discover it® Student Cash Back is one of the most rewarding student credit cards. The issuer has a process in place for automatically reviewing accounts for possible transition to an unsecured card. . Discover it® for Students is a card for students who wish to build their credit, get financial recognition for their academic achievements, and earn cash back rewards on every single purchase they make. It has no annual fee, 0% intro APR for 7 months and a regular interest rate ranging from 13.99% to 23.99% based on your credit. If they don’t align with your spending, you'll get only limited value from the card. All financial products, shopping products and services are presented without warranty. You also get the issuer's signature "cash-back match" bonus in your first year. Listed merchants are in no way sponsoring or affiliated with this program. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Plus, INTRO OFFER: Unlimited Cashback Match – only from Discover. The lengthy introductory 0% APR period gives you plenty of breathing room for a major purchase. 5% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. You can sign up here. NHL® Discover it® — the official credit card of the National Hockey League, this card operates just like the Discover it® Cash Back but also offers special discounts for hockey fans. There’s no minimum spending or maximum rewards. You are not eligible to refer a friend if you have a Discover it® Secured Credit Card, or Discover it® Business Card. earns bonus cash back in quarterly categories that you activate. Read our review.Â. PayPal: PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Discover it Cash Back Card. Discover it® for Students. You earn 2% cash back at restaurants and gas stations, on up to $1,000 in combined purchases per quarter, and 1% cash back on all other purchases. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. After eight months, the issuer begins reviewing your account for possible upgrade to an unsecured card that doesn’t require a security deposit. Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you're up for a little work, the rewards can be handsome. 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